Countries Where You Can Retire
Use your FIRE plan to light up a world map in red or green. This calculator reuses the same core inputs as the main FIRE calculator, imports your saved values when they exist, and estimates how your retirement age changes from country to country using a World Bank cost-of-living proxy.
Green means your current portfolio may already cover the local retirement target. Red means you likely need a larger portfolio first. Click any country to compare retirement budgets, local income proxies, and estimated FIRE age.
Selected Country
How The Estimate Works
The map uses a country-level monthly benchmark from the World Bank for each country.
Cost of living here means household spending per person used as a rough local proxy. If that series is missing for a country, the page falls back to income data for that country.
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Method Notes
This is a planning tool, not a migration or tax planner. It does not know visa rules, healthcare access, tax treaties, family needs, or city-level rent differences. It is best used as a first-pass map for “where might my FIRE plan stretch furthest?”
The income benchmark comes from the latest available GNI per capita, Atlas method (current US$). The spending benchmark comes from Households and NPISHs Final consumption expenditure (current US$) divided by population to get a per-person monthly figure. Country names, regions, and income groups come from the World Bank country endpoint. If the live World Bank calls fail, the page falls back to a small built-in sample.
Why It Syncs With FIRE
This page reuses the same inputs as the main FIRE Calculator: starting balance, monthly contribution, annual return, savings growth, age, and withdrawal rate. If you have already filled out those values there, this lab page can import them so you do not need to type them twice.
When no saved FIRE data is found, it falls back to the same standard defaults used elsewhere on FourPercent so the map still works immediately.
FAQ
How does this retirement map estimate cost of living?
The map uses World Bank household spending data per person as a rough cost-of-living proxy. If that series is missing for a country, it falls back to income data for that country.
What does FIRE age mean on this page?
FIRE age is the estimated age when your current starting balance, monthly investing, return assumption, and withdrawal rate would be enough to support the selected country’s local retirement target.
Can this show the best country to retire abroad?
It can help you compare countries where your portfolio may stretch further, but it does not include visas, taxes, healthcare, or city-level housing costs. Think of it as a first-pass retirement abroad calculator, not a full relocation plan.