FIRE Calculator

Plan how your portfolio could grow over time and when it may support your target withdrawals.

Settings

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Save your current numbers, then change the inputs to compare different FIRE scenarios.
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Final value
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Required portfolio
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FIRE age
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Projected retirement income
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Current Plan vs Saved Plan

Comparing your current settings with your saved plan.
Final portfolio
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Monthly withdrawal at the end
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Years to reach your spending goal
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Investment growth
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Portfolio and withdrawals over time

Year by year

Year Age Savings / year Portfolio value Monthly withdrawal

When you hit the levels

Withdrawal / mo Required portfolio Year Age

Where To Go Next

If you want to improve the single biggest lever in FIRE planning first, try the Savings Rate Calculator. If you want to check whether your current portfolio could eventually carry you without ongoing saving, try the Coast FIRE Calculator. If you want a simpler spending-based target first, the 4% Rule Calculator is the fastest next step. If you want to isolate compounding without the full FIRE model, use the Compound Interest Calculator. If you want to compare an earlier start age with starting now, open the Started Investing Earlier Calculator.