Dashboard

Your FIRE story, in one clear view.

FourPercent pulls together your saved assumptions so you can see the freedom date, the target portfolio, the strongest lever, and the downside story without bouncing between calculators.

Freedom date Next best move Stress-tested plan
Plan settings

Adjust the core assumptions without breaking the flow

The main plan drivers live here. Change the saved portfolio, contribution, spending, return, age, or withdrawal rate and the whole dashboard updates immediately.

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Advanced stress-test settings
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The money fields follow your selected currency. The advanced fields are shared with the dashboard's Monte Carlo, historical, and sequence-risk sections.

Current portfolio – Your saved starting point.
FIRE number – The portfolio needed to fund your spending at the chosen withdrawal rate.
Progress to target – How much of the required portfolio is already in place.
Safe monthly income – What the FIRE number supports at your chosen withdrawal rate.
Read this first

Your plan story, without calculator hopping

This is the fast read on the plan: where you are now, what freedom costs, what is most likely to move the date, and what could still break the picture.

Your saved plan turns into one clear decision story here.

Once you save assumptions in the calculators, this dashboard turns them into a single read: how far you are from optional work, how sturdy the retirement looks, and which adjustment buys back the most time.

Where you are now –

Your invested base and current trajectory.

What freedom requires –

The portfolio this plan needs at the finish line.

Biggest unlock –

The adjustment that buys back the most time.

Main risk –

What is most likely to delay or weaken the plan.

The story

What the numbers are really saying

This is the plain-English version of the plan: where the base case points, how much slack exists, and what kind of mistake would hurt the most.

You are building toward a portfolio that can cover your spending.

Save a plan in the calculators to see your timeline, required portfolio, and plan quality in one place.

The downside scenario matters almost as much as the base case.

If you only trust the clean average-return path, you can miss how fragile the plan becomes when weak markets show up early.

Waiting for plan – Overall confidence

The dashboard blends your Monte Carlo assumptions, historical backtest window, and sequence-risk picture.

Next best move

We will point to the change that moves the freedom date the most.

Scenario compare

What actually moves the date?

This is the lever check. Instead of bouncing to more tools, start by seeing which change materially improves the path.

Save 10% more –

See how much earlier freedom arrives if contributions step up.

Spend 10% less –

A lower lifestyle target often moves both the target and the timeline.

Returns 1 point lower –

This is the quick fragility check for a less generous decade.

Monte Carlo

If retirement starts on time, does it still hold?

The chart below starts at your FIRE portfolio and asks how often the retirement survives under your saved return, inflation, and volatility assumptions.

Assumptions will appear here. Saved Monte Carlo settings are used when available. Otherwise the dashboard falls back to calm defaults.