Years to FIRE Calculator

This calculator focuses on the countdown. Instead of asking what age you might retire, it estimates how many years remain until your portfolio could support your target spending under your current plan.

Enter your current portfolio, contributions, and spending target to estimate the remaining time until FIRE.
Years to FIRE –
Estimated FIRE year –
Estimated FIRE age –
Target portfolio –

Timeline Snapshot

Current progress–
Gap remaining today–
Monthly contribution in year 5–
Monthly contribution in year 10–

Why Use a Countdown View?

A years to FIRE calculator is often more intuitive than a full retirement planner because it frames the plan as a countdown. You can quickly see whether you are roughly five, ten, or twenty years away without needing to interpret a larger model.

If you want to turn the same path into a retirement age answer, use the FIRE Age Calculator. If you want a richer full-plan view, open the FIRE Calculator.

Year-by-Year Progress

Year Age Portfolio Progress Status